What is a soft credit inquiry? Meaning, benefits and why it does not affect your credit score | Explained

New Delhi, July 8 -- There are two kinds of credit inquiries. One is a 'hard inquiry', and the other is a 'soft inquiry'. When any person applies for a new personal loan, home loan, credit card or any... Read More

Foreign assets, bank account or overseas income? Why resident taxpayers must file ITR-2 before the 31 July deadline

New Delhi, July 8 -- Resident and Ordinary Resident (ROR) taxpayers who own any foreign assets or earn income from overseas sources must file the correct return form and disclose these assets in Sched... Read More

Health insurance proposal form: Step-by-step guide to filling it correctly and avoiding claim issues

New Delhi, July 7 -- Are you looking to buy a new health insurance plan? Do you understand the nuances of such plans? Have you taken any professional guidance before proceeding with a particular healt... Read More

Gold, silver prices today, 7 July: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

New Delhi, July 7 -- The price of the yellow metal in India's retail market dropped on Tuesday, 7 July, with both 24-karat and 22-karat gold rates showing a marginal decline across major cities. Silve... Read More

EPF Scheme 2026: Newly married members must update nomination, but spouse inclusion is not compulsory

New Delhi, July 7 -- Getting married is an important commitment in a person's life. Significant changes to their Employees' Provident Fund (EPF) member accounts, how the accounts work and their nomina... Read More

8th Pay Commission: Experts decode the fitment factor range and why allowances may not offset a lower multiplier

New Delhi, July 7 -- As the 8th Pay Commission continues its consultation process in Bhubaneswar today, the debate over the likely fitment factor continues to hold immense value and gain traction amon... Read More

Is a Rs.35,000 monthly pension enough in Lucknow? Expert breaks down housing, healthcare, food and daily costs

New Delhi, July 7 -- When you retire with a fixed monthly pension of Rs.35,000, financial planning becomes essential to balance everyday expenses, healthcare needs, and long-term economic stability. ... Read More

Digital arrest scams cost Indians Rs.4,000 crore since 2022: How fraud works and ways to stay safe

New Delhi, July 7 -- 'Digital arrest' scams now rank among the country's most critical economic security threats. To cheat unsuspecting victims, fraudsters use fear and impersonation to convince them ... Read More

7 income tax limits every taxpayer should know to avoid notices and penalties

New Delhi, July 7 -- To curb tax evasion and financial crimes, the Income-tax Act, 1961, prescribes several limits on cash transactions and other financial dealings. These rules are aimed at improving... Read More

ESIC extends Atal Beemit Vyakti Kalyan Yojana till June 2027: Who can claim unemployment benefits?

New Delhi, July 6 -- If you are an employee covered under the Employees' State Insurance (ESI) scheme, there is some good news. The Employees' State Insurance Corporation (ESIC) has extended the Atal ... Read More

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